Personal Loan
Fixed-rate personal loans for consolidating debt, moving costs or major expenses, planned so your savings keep growing while you repay.
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Savings-first financial services in Harlem, NYC
Save smarter in the city. Build what lasts.
Saving Finance Hub helps New Yorkers build emergency funds, save for a home, cut borrowing costs, invest for the future and protect their families, all from one friendly neighborhood hub in Harlem.
Savings first
Automatic saving
NYC know-how
Where we help
One hub for every part of your savings
Saving
Emergency funds and goals
Budgeting
Spending plans for city living
Homeownership
Down payments and mortgages
Investing
Portfolios and retirement
Taxes
Federal, state and city planning
Protection
Renters, home and life coverage
Licensed advisors
About Saving Finance Hub
Your neighborhood savings hub
Saving Finance Hub is an independent financial services firm in Harlem, New York City. We help New Yorkers save more of every paycheck and connect those savings to smart borrowing, investing, tax and insurance decisions.
- 01
Savings first
Every plan starts by building a cushion you can count on.
- 02
Independent advice
Recommendations based on your goals, not commissions.
- 03
New York City focused
Local advisors who understand city rents, costs and opportunities.
Our Services
All services
Financial services built around saving
Credit Loan
Credit lines and credit-builder loans, plus practical coaching that lowers interest costs and frees more money for savings.
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Mortgage Loan
Purchase and refinance mortgages for condos, co-ops and homes across New York City, with a clear plan for your down payment.
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Wealth and Investment Planning
Diversified portfolios and retirement plans that put your growing savings to work for the long term.
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Tax Advisory
Federal, New York State and New York City income tax planning and preparation for individuals, families and small businesses.
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Insurance Services
Renters, homeowners, auto, life and health coverage compared across trusted carriers, so one setback never erases your savings.
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Our Method
Meet. Find. Automate. Grow.
01
Meet
Visit our Harlem office or meet by video to talk through your income, rent, debts, savings and goals.
02
Find
We review your budget, bills and accounts to find money you can redirect into savings every month.
03
Automate
We set up automatic transfers so saving happens first, before spending, on every payday.
04
Grow
Your savings move into the right accounts and investments as your goals and balances grow.
Free resource
Your monthly savings checklist
A few minutes each month keeps your savings on track in an expensive city. Work through the list yourself, or let us help.
Review It With an Advisor- Check that automatic savings transfers ran
- Review spending against your budget
- Cancel subscriptions you no longer use
- Add windfalls to your emergency fund
- Check your credit reports for errors
- Increase retirement contributions when you get a raise
- Review renters or homeowners coverage
- Schedule a yearly review with your advisor
Testimonials
New Yorkers saving with confidence
Saving Finance Hub helped me build my first real emergency fund on a New York salary. Now saving happens automatically.
DWDanielle Washington
They created a down payment plan for our first condo. Three years later we closed on a home in Upper Manhattan.
MBMarcus Bennett
The 50/30/20 budget they set up for me finally made sense of where my paycheck was going each month.
TRTiffany Rollins
They consolidated my credit card debt into one personal loan, and the money I saved now goes straight into savings.
KAKevin Alston
Their tax team handled our federal, state and city returns and helped us plan ahead. Clear and very friendly.
AMAlicia Monroe
A neighborhood office with real people who care. I trust Saving Finance Hub with our savings, investments and insurance.
JLJerome Lawson
Latest Blog
All articles
Saving guides
How to Save for a Down Payment in New York City
Buying a home in New York City takes careful planning. Here is how to set a realistic down payment goal and reach it faster.
Read article
Automate Your Savings: Simple Systems That Build Wealth
Saving is easier when it happens automatically. Learn how to set up simple systems that build your savings without relying on willpower.
Read articleReady to save more in the city?
Book a free savings check with a licensed advisor in Harlem.